Accountant’s Reference and Income Confirmation Letter

A controlled way to respond when a client asks you to confirm their income for a mortgage, a tenancy or an immigration application. It includes a pre-issue checklist, a client authority and request form, an income confirmation letter with options for each purpose, protective wording that limits your liability, a decline paragraph and a register of references given.

• When a lender, broker, letting agent, landlord or the client asks for an “accountant’s reference” or “accountant’s certificate”
• When a client needs a letter confirming self-employed income for a visa or settlement application
• Instead of signing a third party’s own form, which may contain wording you cannot accept

• Work through the checklist first and keep it on the file
• Get the signed client authority before you write anything
• Confirm only facts taken from filed returns or approved accounts – never forecasts or affordability