The full CDD record for every client type – individuals, sole traders, partnerships, LLPs, companies, trusts, charities and estates – with beneficial ownership, register checks, screening, purpose of the relationship and sign-off.
Accountancy practice – compliance & management
Client Due Diligence (CDD) Record and Identity Verification Checklist
About this document
The evidence that you have identified and verified each client and its beneficial owners, understood its ownership and control, checked the public registers, screened it and understood the purpose of the relationship, as required by regulations 27 to 30A of the Money Laundering Regulations 2017 (as amended in 2026). Supervisors, including ACCA, test a sample of these records on every monitoring review, and incomplete CDD is the most common failing they find.
The document is laid out in the sections below. Each one comes with a plain-English guidance note explaining what it does and what to change.
Our templates are professionally structured starting points for UK businesses, not legal advice. For anything complex, unusual or high-value, have your final version checked by a solicitor.
Included in the pack
Accountancy practice – compliance & management
for every document in this category
Editable Microsoft Word files
Guidance notes in every document
Written for UK businesses
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