A practical risk review for freelancers – insurance (professional indemnity, public liability, cyber, equipment, income protection), contract risks, cyber security, client concentration, illness and holiday cover, backups and a one-page continuity plan.
Freelancers & contractors
Freelancer Insurance, Risk and Business Continuity Checklist
About this document
As a freelancer, you are the business. Illness, a lost laptop, a cyber attack, a big client leaving or a claim for a mistake can all threaten your income. This checklist helps you identify your main risks, get the right insurance and make a simple plan so you and your clients can carry on if something goes wrong.
The document is laid out in the sections below. Each one comes with a plain-English guidance note explaining what it does and what to change.
Our templates are professionally structured starting points for UK businesses, not legal advice. For anything complex, unusual or high-value, have your final version checked by a solicitor.
Included in the pack
Freelancers & contractors
for every document in this category
Editable Microsoft Word files
Guidance notes in every document
Written for UK businesses
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