Rent Arrears Payment Plan Agreement

A fair, affordable written agreement for a tenant to clear rent arrears by instalments, with an income and expenditure sheet and clear consequences of missed payments.

Editable Word document
5
10pages
Guidance notes included
aml consultancy solutions

Landlord & property

Rent Arrears Payment Plan Agreement

About this document

What it’s for

Agreeing a realistic repayment plan is usually the quickest way to recover arrears and keep a good tenant. Courts also expect landlords to have tried to agree payment before seeking possession. This agreement records the arrears, the repayment instalments and what happens if payments are missed.

When to use it

  • After a tenant falls behind and contacts you, or responds to an arrears letter
  • Before considering possession proceedings for arrears
  • Alongside the Rent Arrears Letters in this pack

What’s inside

The document is laid out in the sections below. Each one comes with a plain-English guidance note explaining what it does and what to change.

  1. Arrears
  2. Payments
  3. If circumstances change
  4. Missed payments
  5. Other terms
  6. Advice

Also included

  • Schedule 1 – Income and expenditure
  • Payment record

How to complete it

  • Ask the tenant to complete the income and expenditure sheet
  • Agree an instalment they can afford on top of the normal rent
  • Sign two copies and keep a payment record

Key points to check

  • Signpost free debt advice such as Citizens Advice, StepChange and the local council
  • Under the Renters’ Rights Act 2025 the mandatory arrears ground requires at least three months’ arrears and four weeks’ notice – check the current rules before serving notice

Our templates are professionally structured starting points for UK businesses, not legal advice. For anything complex, unusual or high-value, have your final version checked by a solicitor.

Included in the pack

Landlord & property

£20

for every document in this category

Editable Microsoft Word files

Guidance notes in every document

Written for UK businesses

Download and keep

Get the packSee every document in this pack →

Need more than one category?

Documents All-Access gives you every category for 12 months for £295.

Compare options →

Need it tailored?

We can adapt any template to your business, or write a document from scratch.

Talk to us →