Terms of Business for Private (Consumer) Clients

Terms for freelancers who work for individuals rather than businesses – tutors, coaches, therapists, trades, photographers, designers – covering bookings, fees, the statutory 14-day cancellation right, missed appointments, the client’s legal rights, liability and complaints.

Editable Word document
5
10pages
Guidance notes included
aml consultancy solutions

Freelancers & contractors

Terms of Business for Private (Consumer) Clients

About this document

What it’s for

When you work for consumers, consumer law gives your clients extra rights that business terms cannot remove: services must be performed with reasonable care and skill, terms must be fair and transparent, and contracts made online, by phone or away from your premises carry a 14-day cancellation right. These terms help you meet those rules while protecting your time and income.

When to use it

  • If you provide services to individuals for their personal use
  • For bookings taken online, by phone, by email or in the client’s home
  • When setting cancellation and missed appointment charges

What’s inside

The document is laid out in the sections below. Each one comes with a plain-English guidance note explaining what it does and what to change.

  1. About me and these terms
  2. Bookings
  3. Fees and payment
  4. Your right to cancel
  5. Rearranging and missed appointments
  6. My responsibilities
  7. Your responsibilities
  8. Liability
  9. Confidentiality and data
  10. Complaints

How to complete it

  • Fill in your services, fees and cancellation charges
  • Send these terms (and the cancellation form) before the client books
  • Keep a record that the client asked you to start within the 14-day cancellation period, if they did

Key points to check

  • Missed appointment charges must be reasonable and clearly explained in advance
  • Some regulated services (for example health professions or financial advice) have additional rules

Our templates are professionally structured starting points for UK businesses, not legal advice. For anything complex, unusual or high-value, have your final version checked by a solicitor.

Included in the pack

Freelancers & contractors

From £29

for every document in this category

Editable Microsoft Word files

Guidance notes in every document

Written for UK businesses

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