Plan private school fees, university costs and how you'll pay for them – for up to five children
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Private school fees are one of the biggest costs a family can take on – and they rise faster than prices generally, now carry VAT, and are followed by university. This planner works out what educating each of your children will cost from nursery to age 21, year by year, in the money you'll actually pay and in today's money. It then lines up how you'll pay – savings, monthly saving, income, gifts from grandparents and Junior ISAs – shows any year the money runs short, and tells you the monthly saving (or lump sum) needed today to cover everything at the return you choose. A separate sheet compares paying fees term by term with paying in advance.
See how it works
The sheets you will use most, in the order you will use them – shown with the sample data every workbook comes with.
Step 1
Everything about each child, plus their results. What you do: fill in a column per child.


Step 2
Costs on top of fees. What you do: one line per cost.
Step 3
Savings, regular saving, income and gifts, and the 'Will it add up?' summary with the saving needed. What you do: enter your funding.


Step 4
Each school year: every child's stage and cost, how it's paid, the savings pot and any shortfall, with two charts. What you do: nothing – read it.
Who it is for
Quick start
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